养老金

old-age pension
靠～生活live on one’s old-age pension/领～draw one’s old-age pension/基本（基础）～base pension/个人账户～pension of individual account; pension from personal accounts/领取～的人pension beneficiary (or recipient);pensioner/应该领取～的年龄pensionable age/跨行业、跨地区的统一～制度uniform structure across sectors and across localities/～抵押贷款loan secured by pensions/～计发办法method of pension calculation and payment/～关系的划转和延续portability and continuity of pension rights/～精算师pension actuary/～省级统筹制度system of overall planning for old-age pensions at the provincial level
相关词汇
社保机构social insurance agencies
社会化管理服务community-based management
差额缴费net amount contribution
迟付缴费overdue contribution
追回过期迟付缴费recover overdue collections
全额缴费total amount contritution
协议缴费negotiated contribution
享受免缴保费(be given) payment waivers
征缴率compliance rate
省调节金equalization(or adjustment)fund
作实个人账户make individual account fully funded
企业年金enterprise annuity
在职职工in-service employee
空账unfunded account
均一比例flat-rate pension
生活来源source of income
当期发放current-term payment
当期拖欠current-term delay of payment
现收现付pay as you go
挤占挪用misappropriate and embezzle
统账结合combine social pooling with individual account
拖欠的工资wages in arrears
收入再分配income redistribution
合理分布人生不同阶段的消费consumption smoothing
提前退休early retirement
继承义务(国家为支付职工在1998年缴费前
所积累的养老金权利而欠下的隐性债务)legacy obligation(implicit debt)
资金调剂过程solidarity process
养老金的分类pension categories（国际上的分类）
待遇确定型defined-benefit (DB)scheme
交费确定型defined-contribution(DC)scheme
积累制个人账户基金funded individual accounts
名义交费确定型notional defined-contribution(NDC)scheme